Nordegren, with baby Charlie

Tiger Woods‘ secret divorce settlement may be so expensive that he had to mortgage his home to pay for it!

Official records that just popped up in Martin County hint that Woods will have to pay ex-wife Elin Nordegren $54 million by January 2016 — or risk losing the house he spent five years building.

How do I know?

The philandering club-swinger took out a $54 million mortgage Wednesday, two days after his quickie divorce was finalized in Panama City Aug. 23.

The mortgage holder, according to the records, is a shadowy company with no apparent capital, JRD Florida Ventures LLC. And the corporation’s registered agent is none other than one of his former wife’s six divorce lawyers, Dennis Belcher.

Woods, the mortgage shows, used the Jupiter Island property, Sand Turtle, to secure the loan — which means that Nordegren could end up with that Motel 6-style crib if he doesn’t pay up.

The document was notarized by Tom Sasser, Woods’ West Palm Beach-based divorce attorney.

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Visit Greg Norman's home by clicking on the photo (Courtesy Corcoran)

Golfer Greg Norman has put his Jupiter Island home on the market again, at the price he couldn’t sell it for in 2008.

Listed for $65 million the ocean-to-Intracoastal property, called Tranquility, is the seventh most expensive house currently on the market in the United States. The first is a $100 million abode in Zephyr Cove, Nevada.

So, what does one get for $65 million?

According to the listing, the nine-bed, 11-bath main house is one of six buildings on the eight-acre property. There’s also a coach house, carriage house and guest house on the ocean. There’s garage space for a total 17 cars, a 50-foot pool, a gym, and docking for a mega-yacht.

The catch: The Martin County property taxes alone will set you back $130,000!

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Tiger Woods is building this mansion near Jupiter for mom Tida (Click on the Splash News photo for more)

As Page2Live first reported, embattled golfer Tiger Woods has been building this magnificent mansion in Unincorporated Palm Beach, just north of Jupiter, for mom Tida. And here are the first pictures! Woods bought two adjacent properties directly across the Intracoastal from his soon-to-be Jupiter Island residence for $2.4 million in 2007. Now, the cleaned up serial philanderer is plunking down another $2.6 million for construction. Usually a presence in the background only, Tida burst onto the media stage Friday with her long embrace for her son after his televised apology. Mama Tiger then went after the media for treating her son “like a criminal.” She’ll be one of us next year. Click on either picture, or here, for more.

Tiger Woods is building this modest home for his mom near Jupiter (Click on this Splash News photo for more)

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Tiger Woods and his mom after his televised apology (Click on the photo for more)

Embattled golfer Tiger Woods is building a whole lot of homes for a whole lot of people these days.

Woods’ company, ETW, financed his public relations man Glenn Greenspan’s modest $1 million-dwelling in Stuart.

A Scandinavian-looking house is going up just south, on Jupiter Island, from blue prints bearing the specs of Woods’ wife, Elin Nordegren.

And, according to recent paperwork filed in Palm Beach County, the 22,000-square-foot crib he’s building for his mom, Tida, is moving along quite nicely.

Usually a quiet presence by her son’s side, Tida jumped into the fray with both feet at his made-for-TV apology Friday when she blasted the media treating Woods “like a criminal.”

Still, there’s nothing like the soon-to-be-reformed philandering fool to kick a down real estate market into gear!

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For a guy who isn’t really that committed to his family, golfer Tiger Woods sure seems committed to the lovenest he’s been building for wife Elin Nordegren.

As paramours came out of the woodwork and sponsors started cutting off Woods in mid-December, his lawyer filed paperwork in Martin County showing that Woods intends to finish building the Jupiter Island home where he planned to move with his wife and two children. Swedish-born Nordegren designed the mansion, 9,000 luxurious square feet of living quarters and an equally large gym connected by a glass hallway.

The Motel 6-like structure Woods is building (Splash News.Special to Page2Live)

On Dec. 14, when Woods’ older mistress, Wellington’s Theresa Rogers, was outed, Woods’ Orlando lawyer filed two sets of document notifying the county that the Jupiter luxury construction company D&D Constantakos would continue building the ocean-to-Intracoastal property.

The general description of the work, according to one document signed by attorney Chris Hubman on that day, when Nordegren first appeared in public without her wedding band, includes: Completion of main house with two floors and basement, concrete block construction, a metal roof and impact windows. The other document is for work on a pool, a spa, the garage, a studio, landscaping and ornamental fences.

Neither David nor Daniel Constantakos, the contractors, were available for comment.

Shortly after Woods and Nordegren tied the knot in 2005, Woods started to assemble adjacent properties to form today’s 12-acre estate, which the couple named Sand Turtle. He spent $44.5 million on the land and it is estimated he has spent well in excess of $10 million on tearing down the existing homes and building his castle.

Check out all of Tiger Woods’ properties in Florida by clicking here.